Who Pays Closing Costs When Selling a Home in Florida?

By Sylvain DuPont, Licensed Real Estate Broker · DuPont LLC · Serving Sarasota and Charlotte Counties

Closing costs in Florida are shared between buyer and seller but the split is not always 50/50. Understanding who pays what helps you accurately estimate your net proceeds before deciding whether to list or accept a cash offer.

What Sellers Typically Pay in Florida

Sellers in Florida typically pay documentary stamp taxes on the deed at $0.70 per $100 of sale price, their own real estate agent commission, prorated property taxes, any outstanding HOA fees, and depending on the county, title insurance.

What Buyers Typically Pay

Buyers generally pay their own lender fees, recording fees, and any loan origination costs. In a cash sale, buyer closing costs are minimal, which is one reason cash sales close faster.

Negotiating Closing Costs

In a buyer's market, sellers may be asked to contribute to buyer closing costs as part of the negotiation. DuPont LLC advises sellers on market conditions and whether concessions are necessary.

Your Net Sheet from DuPont LLC

Before you make any decision, DuPont LLC will prepare a complete net sheet showing you exactly what you will walk away with from both a cash offer and a traditional listing after all costs.

Frequently Asked Questions